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Free Pakistan property tax estimator

Pakistan Property Tax Calculator

Estimate annual property tax from annual rental value, monthly rent or property value. Choose Punjab, Sindh or a custom rate, add a rebate or arrears, and see annual, quarterly and monthly figures.

5%
Punjab ARV rate
25%
Sindh ARV rate
ARV
Tax base
4
Quarterly instalments

Property tax calculator

Calculate Pakistan Property Tax

Enter rental value, monthly rent or property value and select the applicable tax rate to estimate annual property tax.

PKR

This selection is for record keeping only. Use the correct official rate for your property category.

%
PKR
Use Punjab or Sindh preset for quick estimates. Use custom rate if your city, province, property category, official notice or valuation table uses a different rate.

Estimated result

Property Tax Summary

Estimated total payable

Rs 25,000

Annual taxable rental value

Rs 500,000

Gross annual tax

Rs 25,000

Rebate amount

Rs 0

Annual tax after rebate

Rs 25,000

Selected tax rate

5.00%

5.00% effective rate

Formula: taxable base × selected tax rate - rebate + arrears

Quarterly equivalent

Rs 6,250

Monthly equivalent

Rs 2,083

Arrears added

Rs 0

This is an estimation tool only. Official property tax can vary by province, city, rating area, property category, valuation table, exemption, rebate, arrears and assessment record.

About this property tax calculator

Pakistan property tax calculator for annual rental value, rebates and instalments

NL

Written by

Noor Lodhi

Tax & Finance Writer

Last updated: August 14, 2026Reviewed by: Finance review team

Unlike capital value tax (paid when a property changes hands), the annual property tax in Pakistan is charged on the annual rental value (ARV) of your property — the rent it could realistically earn in a year. Many owners are surprised to learn the sale price of their house is not the tax base at all. This calculator lets you enter the base as annual rental value, monthly rent, or property value, then applies the province's rate (Punjab ~5%, Sindh ~25%) plus any rebate, to produce an annual, quarterly and monthly estimate.

How the property tax calculation works

  1. 1

    Set the tax base

    If you enter monthly rent, the calculator annualises it (×12). Annual rental value or property value is used as entered.

  2. 2

    Apply the province rate

    Select Punjab (5%), Sindh (25%), a 1% rate, or enter a custom rate for your district's schedule.

  3. 3

    Apply any rebate

    A rebate percentage (e.g. for owner-occupied homes) reduces the gross tax before the final annual figure.

  4. 4

    Add arrears and split the year

    Any outstanding arrears are added, and the result is also shown as quarterly and monthly equivalents for budgeting.

Worked example: Punjab home with monthly rent of PKR 100,000

Worked example

A residential property in Punjab has a notional monthly rent of PKR 100,000. Here is the estimate at the 5% Punjab rate.

ARV = 100,000 × 12 = 1,200,000 Annual tax = 1,200,000 × 5% = 60,000
Monthly rent used as base
PKR 100,000
Annual rental value
PKR 1,200,000
Punjab rate
5%
Gross annual tax
PKR 60,000
Quarterly instalment
PKR 15,000
Monthly equivalent
PKR 5,000

Estimated result

Estimated annual property tax = PKR 60,000

If the owner occupies the home and a 10% self-occupation rebate applies, the rebate would be PKR 6,000, reducing the annual tax to PKR 54,000.

Punjab vs Sindh at a glance

Typical recurring property tax rates in Pakistan's largest provinces
ProvinceCommon rateTax baseCollecting authority
Punjab5%Annual rental valueExcise, Taxation & Narcotics Control
Sindh25%Annual rental value (urban)Excise & Taxation Sindh
Islamabad (ICT)VariableAnnual rental valueExcise & Taxation, ICT
KPKVariableAnnual rental valueExcise & Taxation, KPK

Rates are set by provincial legislation and can vary by area and property type — always confirm the current rate for your district.

Common mistakes when estimating property tax

  • Using the market price as the base. Recurring property tax is charged on annual rental value, not the sale price.
  • Applying the wrong province rate. Punjab's 5% and Sindh's 25% produce very different results for the same property.
  • Forgetting rebates. Owner-occupied and self-cultivated properties often qualify for a rebate that owners miss.
  • Mixing in capital value tax. The tax on buying/transferring a property (CVT) is separate from the annual property tax.
Important

Check your exact ARV and district rate

Your official ARV is set by the excise and taxation department, and district-specific schedules apply. Use this calculator for an estimate, then verify your ARV and rate on the provincial portal or in your latest tax demand.

Official references

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Pakistan Property Tax Calculator FAQs

How is property tax calculated in Pakistan?

In most of Pakistan, property tax is charged on the Annual Rental Value (ARV) of a property — the notional yearly rent it could earn — not on its market price. Punjab typically charges around 5% of ARV and Sindh around 25% of ARV, with rebates for owner-occupied or self-cultivated property.

What is Annual Rental Value (ARV)?

ARV is the estimated yearly rental income a property could generate, used by the excise and taxation department as the tax base. Local authorities determine it from area rent tables, and you can usually check your property's ARV on the provincial excise portal.

Is property tax based on market value or rent?

For recurring property tax, the base is annual rental value rather than the sale price. Note that a separate capital value tax applies at the time of buying or transferring a property — that is a different charge from the recurring property tax.

Do owner-occupied homes get a rebate?

Many provincial schemes give a rebate for self-occupied residential property, which the calculator supports through its rebate field. Check your province's current rules because rebate percentages change.

Where do I pay property tax?

Property tax is collected by provincial excise and taxation departments — for example the Excise, Taxation & Narcotics Control Department in Punjab and the Excise and Taxation Department in Sindh.

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