Noor Lodhi

Professional background

Noor has an ACCA qualification and practical experience in finance and tax preparation. That background shapes every calculator on this site: the income tax slabs, withholding rates, property and vehicle tax schedules, and self-employment rules you see here are checked against official sources before they are published.

He specializes in Pakistan taxation (FBR income tax, withholding tax, sales tax, property and vehicle token tax), along with personal tax tools for the US, UK and India — including US self-employment tax and UK National Insurance.

Editorial standards

Every calculator and guide on Free Calculators follows the same process:

• Accuracy first — rates and thresholds are sourced from official bodies such as the FBR, provincial excise departments, HMRC, IRS and GOV.UK.
• Current figures — tax year figures are updated when new budgets and schedules are announced, and pages carry a last-updated date.
• Honest estimates — calculators are clearly labelled as estimates, and each one explains its assumptions and limitations rather than promising exact official figures.
• Practical context — worked examples show real numbers so readers can verify the math before relying on it.

What he covers